Finance & Accounting Prompts

Write a commentary on the following financial ratios for [company] for FY[year]: [list ratios and values]. For each ratio: state what it measures, assess whether the result is positive/concerning versus industry benchmark ([benchmark]), identify the trend year-over-year, and note any actions management should consider.

Write a variance analysis commentary for [department/company] for [period]. Budget vs. actual: Revenue [+/-X], COGS [+/-X], Gross margin [+/-X%], Opex [+/-X]. For each material variance, provide likely causes, business context, and recommended corrective actions.

Calculate and explain the break-even analysis for [business/product]. Fixed costs: [X]. Variable cost per unit: [Y]. Selling price per unit: [Z]. Calculate: break-even units, break-even revenue, margin of safety (if current sales volume is [A]), and the impact of a [X]% price increase or [Y]% cost reduction on the break-even point. Explain in plain language for a non-finance audience.

Explain the results of this discounted cash flow (DCF) valuation for [company]: [provide assumptions — revenue growth rate, EBITDA margin, discount rate (WACC), terminal growth rate, DCF value]. In plain English: what does this tell us about the company's fair value, what are the most sensitive assumptions, and how does this compare to the current market price/offer price of [X]?